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J L Arend Agency
P.O. Box 35
Emery, SD 57332

Phone: (605) 296 3481
Fax: (605) 296 3504
E-mail: jlarendagy@unitelsd.com

Home Owner's Insurance

Your home is one of the most prized possessions of your life. When you have invested so much in a home, it makes sense to get insurance coverage in case any unfortunate event strikes.

Your Home Owner's Insurance Policy will cover the following:

  • Damage to your home and other structures on your property
  • Personal property such as furniture and other household items
  • Fire and smoke damage
  • Theft and vandalism
  • Personal Liability coverage in case someone gets injured on your property
  • Loss due to fire and explosion


However, a traditional home owner's insurance policy does not cover all natural disasters such as floods and earthquakes. If you reside in a high-risk area, then it is advisable to opt for comprehensive coverage.

When you choose us as your Home Owner's insurance provider, you get:

  • Access to our 24/7 customer service center
  • Reliable advice for your home owner's coverage
  • Fast and hassle-free processing
  • Regular updates on important matters related to your policy
  • And most of all, the trust that your home is in safe hands


To learn how J L Arend Agency can meet your individual insurance needs, fill out our no-obligation Quote Form or call us at (605) 296 3481.